Here at MS Trust, we’re in the business of helping YOU, putting YOU first. We recognize that you have unique financial goals and dreams, and we’re here to help you reach them. That’s because we don’t see you as a PIN number or an account number. To us, you’re a neighbor, a co-worker, a friend. We put YOU first and we’re here to serve. Serving you with expert service. With products tailored with your financial well-being in mind. Serving you with cutting-edge technology that gives you 24/7 control over your finances. Serving you is what we do. It’s in our DNA. At MS Trust, it’s all about YOU.
Credit Union owners are both customer and owner. As a customer, you receive the services you want and as an owner you enjoy a return on your share investment in the form of competitive rates, value costs for premium services, and local control of your own financial institution.
Belonging to a credit union means that you are more than a customer - you are an owner - and as an owner you get to influence the progress of your business. There is a voluntary Board of Directors that you elect with your right to vote at the Annual General Meeting. All decisions are made locally, by people who live in and understand your local community. As neighbours, living and working in the same community, Mon Space Credit Union and Trust offers all the financial services you require with a big difference - pride in knowing all monies stay here in our own communities working for your own economic benefit. You'll enjoy a flexible approach to business and responsiveness to local concerns. All things being equal, why would you not choose a financial institution where the very ownership structure is designed to focus on, and is sensitive to, your needs?
Mon Space Credit Union and Trust is uniquely positioned to support community development through:
Mon Space Credit Union and Trust has over 3000 owners and total assets over $24 million. Our professionally trained, knowledgeable employees provide personal service and attention to owners from service locations within region. Wealth Management Advisors are also available 5 days a week and outside normal business hours to visit you at home or at the office. Owners can choose to transact their business electronically through Automated TeleService, ATMs, and MemberDirect Online Access.
The ability of credit unions to return benefits to their owners and their communities is in direct proportion to the support they receive from owners in the community. Making Mon Space Credit Union and Trust your primary financial services provider means higher levels of service and greater benefits and rewards to both owners and the community. We see ourselves becoming part of every family in our province by establishing a relationship of trust with dependable, complete service for every financial need. Credit unions are part of a strong regional, national and international network of credit unions.
Internationally there are 79 credit union countries with a total of 40,258 credit unions. These credit unions serve over 118 million people with assets totalling about $600 billion.
How Do Credit Unions Offer a Better Approach to Banking?
Our Focus is on You
At the credit union, our members are our top priority. When it comes to banking and managing your money, we are focused on you and your financial well-being. That means you can always expect sound advice from our financial experts, with no obligations and no strings.
Tailored Products & Services
We take the time to really understand your goals, dreams and priorities, and we work hard to tailor our products and services to meet your needs, rather than fitting you into a one-size-fits-all product.
Membership Makes You an Owner
Credit unions are not owned by outside shareholders, we’re owned by our members. Everyone who banks with the credit union automatically becomes a member and thus an owner of their credit union.
Your Bottom Line is Our Bottom Line
Our focus is solely on your best interest, because your financial success equals our financial success. It’s a focused approach based on your bottom line, not ours.
A Real Voice
All our members are invited to attend annual meetings and exercise their voice to help steer how decisions are made. You can elect our board of directors, voice your concerns, and vote on real issues that matter to you.
Credit unions, like other financial institutions, are closely regulated meaning your deposits are secure. Credit unions partner with the National Credit Union Administration. National Credit Union Administration protect depositors by providing an effective and efficient system of deposit insurance and loss prevention through the regulatory powers in the Investment Act.
Focused On Community
Credit unions are firmly rooted in their communities. In fact, every credit union’s board of directors consists of members from their community. That’s why we understand what’s important to our members and how we keep our decisions based on local realities. You see it in the products and services we develop and the way we give back to our communities. It’s a human approach, and another reason how we’re different.